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Importance Of Pre-Qualifying

It is important to speak with a lender that you trust and who understands your financial needs.   Credit report errors, qualifying rule changes, closing costs and other areas of the loan process should be discused and resolved as soon as possible.  Pre-qualifying takes the guess work out of closing costs, the down payment and how much you plan to spend on your new home.

Pre-qualifying also strengthens your negotiating position when you make an offer on a home.  Most sellers will not even address an offer without the confirmation that you are financially qualified to purchase their home.